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Keep up to date with what’s happening by reading our Plus4 blog.
Keeping Safe: Tips for a Fun and Reduced-Risk Silly Season
As we dive into summer, it’s the perfect time to enjoy long days, road trips, beach outings, and all kinds of outdoor adventures. While having your insurance in place gives you peace of mind, taking some precautions can help reduce the risks of injury, illness, and accidents, so you can focus on making great memories. Here are some essential tips to help you and your loved ones stay safe this summer.
Have Life Insurance? Here's Why a Will is Just as Important
If you’ve ever thought about making a will but put it off for another day, you’re not alone. It’s one of those tasks that many people push down the priority list, especially if life is busy and everything seems fine. However, if you have life insurance, having a will is more important than you might think. Let’s dive into why having both life insurance and a will go hand in hand to protect your loved ones.
How Insurance Can Help You Cover Mental Health Costs
The fact that we’re all more open about mental health now is a great step forward, and more and more people are reaching out for the support they need. Income and medical insurance can be a really helpful resource along the way, offering everything from support for diagnosis and treatment to financial protection.
Understanding Liability Insurance: When you’ll need it and what it can cover
So, what is liability insurance, what does it cover and is it included in my policies already? These are the all important questions we’ll discuss in this blog.
Demystifying Insurance Premiums: Factors that Influence Insurance Premiums and Tips on Managing Them
In this article we explain what insurance premiums are, how they are calculated, and some handy hints for managing them.
Full Replacement vs. Sum Insured: Navigating Your Home Insurance Choice
In this article we review the difference between full replacement and sum insured, and help you understand your role in making sure your home is insured for the correct amount.
Should I be considering Redundancy Insurance?
We share ideas on how to manage your bills in the short term if you were made redundant and whether redundancy insurance is an ‘add-on’ you should consider. We’ll discuss how redundancy insurance works, what it covers, and key points to keep in mind, helping you decide if it’s the right choice for you.
Are insurance policies tax deductible in New Zealand?
In this blog, we’ll give an overview of which insurance policies generally are tax deductible – and which aren’t. Please note that this article shouldn’t be taken as tax advice. Anyone researching for the purposes of making a financial decision should speak with a qualified accountant or tax specialist before doing so.
How often should I review my insurance policies?
If you’ve got life or health insurance policies already in place, you may have assumed you’re set for life. In fact, while setting up insurance policies to protect yourself and your loved ones is critical, it’s equally vital to review your policies every single year. That’s because every policy holder’s circumstances are constantly changing – and your insurances need to be updated to reflect those changes.
Why (and how) to keep your insurance policies during recession
Why you should maintain your insurance policy during recession
Should I have health insurance for my kids?
Having health insurance for your kids means you can access specialist medical care from private healthcare providers around the country without having to wait.
Do I Need Mortgage Protection Insurance? Protecting Your Most Important Asset
Imagine this: you are no longer receiving your fortnightly paychecks. Can you continue to pay your mortgage? If the answer is no, then you should seriously consider mortgage protection insurance.
Wondering what ‘future insurability’ means? Insurance terms demystified.
Earlier this year we ran an article that demystified some of the insurance terms that our clients commonly ask us about. It was so well received that we’ve decided to run a follow-up!