Time for an insurance check-up?
Dentists and doctors are usually top of the list when it comes to annual check-ups. But it’s just as important to have an insurance review on that yearly list.
The good news is that an insurance review is quick and easy – and unlike that dental appointment – it’ll often save you money!
What should you check when it comes to insurance?
Contact information
From a house move to getting married, life can sure get busy. It’s no surprise that a few minor things might get overlooked.
Check that these details are all still up to date:
Your name
Address
Email
Main contact number
Have things changed in your life?
It’s important that your insurance remains right for your stage in life. If you’re a parent, this is particularly crucial – and it can save you money. For example, as the kids’ become financially independent, you could considerably reduce your sum insured when it comes to life insurance.
Quit the habit?
We all know that stopping smoking is fantastic for your health. It will also reduce the cost of your health insurance premiums. Along with (justifiably) congratulating yourself for breaking the habit, make sure you share the good news with your insurance provider.
Beneficiary changed?
Your beneficiary is the person you’ve nominated to receive your life insurance pay out, should you pass away. It’s natural for many of us to have a change in circumstances and relationships over time, so make sure your beneficiary is still the person you’d like it to be.
Are your premiums right for you?
The type of premium you choose can make your insurance more affordable over time. Have you selected the best option for your circumstances and budget? Get a head-start by finding out about the different premium options, including stepped and fixed premiums. Like to know more? We’re here to help!
An insurance expert makes things easy
Just like that dentist or doctor, working with an expert will ensure you achieve the best results when it comes to your insurance. An adviser will tailor your insurance to your needs, budget, and stage in life – providing you with the ideal level of protection at the best price.
Chat to our friendly team now
You’ll find Plus 4 insurance advisers around New Zealand helping Kiwis just like you. For a friendly, no-obligation chat to see how we can help you, simply contact your local adviser now.
Like to learn more about the advantages of using an adviser? You’ll find this article a useful read.